Top 3 E-Wallets available in India
PayTM, Freecharge, Mobikwik.
Demonetisation is the buzzword nowadays. And so is the term e-wallets. PM Narendra Modi in his recent speeches has called for a move from "less cash society to a cashless one". So what does it mean? It means the PM wants you to go digital with your wallet, or in simpler words to use e-wallets for day-to-day purchases and other transactions.
Top 3 e-wallets and there important features are described below.
A. PayTM
Paytm is the most visible player in the e-wallet category in India. The company, which was founded back in 2010 as a mobile recharge website by One97 Communications, is now invested in by the likes of Alibaba and Ratan Tata.
Features
2. Online Shopping store (Electronics and fashion)
4. Recharge of mobile, DTH and Bill payments of mobile, electricity, water, landline, gas.
5. Pay through PayTM at retail shops.
6. Interesting offers and cash backs.
7. Safe and secure.
8. Transfer to Bank. Maximum 5000. Minimum 100. Processing Fee : 0.00 ( as of now ). Cash back can also be transferred to bank account.
9. Wallet to wallet transfer is also free.
10. Works as payment method for many sites.
Also check: Rs 20 recharge for new users and old uses.
B. Freecharge
Freecharge also works and offers services more or less similar to Paytm. Freecharge is under Snapdeal family. The app is available on Android ,iOS and Windows mobile platforms. While the Freecharge payment is not accepted on major services like Uber and Ola, it offers some interesting features like "split bill", which allows you to split the amount to be paid among your friends.
Features
They are same as that of PayTM. Extra features are described below.
1. They doesn't allow to transfer cash back to bank.
2. Split bill feature which allows to split bills among friends and pay.
3. Virtual debit card with is provided in freecharge can be used as a debit card.
This is issued by Yes Bank.
This is issued by Yes Bank.
4. Great offers and deals on promocode application.
C. Mobikwik
Mobikwik is another option available to Indians when it comes to cashless transaction. It also started as prepaid recharge website, it works closely similar to Paytm. However, the places and the services where you can use Mobikwik are fewer. Mobikwik is available on Android,iOS and Windows platforms.
Features
They are same as that of PayTM. Extra features are described below.
1. Free transfer to bank ( as of now ). Minimum 1000 per day.
3. Accept payments via Mobikwik feature. This will help merchants to go cashless. This feature will take 1- 2 days to deposit cash to the bank account that is received from the one who payed.
Availiable on Lite version of app.
Availiable on Lite version of app.
4. Redeem rewards points on debit cards by Max Get More to mobikwik cash.
5. Cashback can't be transferred to bank.
6. Works as payment solution for many
websites.
websites.
Other popular wallets are :
PayU Money
Airtel Money
Citrus Pay
Idea Money
Vodafone m-pesa
Oxigen wallet
PayZapp
Pockts By ICICI
Airtel Money
Citrus Pay
Idea Money
Vodafone m-pesa
Oxigen wallet
PayZapp
Pockts By ICICI
Jio Money
PhonePe
Chillr
Yes Pay etc ....
PhonePe
Chillr
Yes Pay etc ....
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| Mobikwik Accept Payment Gateway |
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